How to invest wisely?
We all know if the returns are high then the risk involved is going to be high. If the risk is low then the returns are going to be low. Striking a balance is the key factor in making a wise investment decision.
D2S Ventures Pvt Ltd has a data analytics methodology to identify ideal properties for investment. Our panel of economists coordinates with the real estate industry experts to evaluate the stability of the economy, rental potential, capital gain and the currency appreciation.
How much return we actually make in Malaysia compared to India?
Let’s assume a scenario here.
Raji is 31 years old, working in Hyderabad as a scrum master with a reputed Software services company. Raji is a tech master and a hard worker which is evident with her salary. She takes home 2 lacks per month after all deductions.
Raji has a dilemma if she has to buy a property in her hometown Chennai or in Malaysia. Her senior colleague has good ties in Malaysia and he suggests her to explore investment opportunities in Malaysia.
Raji’s financial status:
1. Savings in the bank – INR 22 Lakhs
2. Yearly investment potential without bank loan – INR 15 Lakhs
3. Her investment budget is INR 1.5 crore.
Let's see Raji’s ROI here:
1 Malaysian Ringgit = 18.5 Indian Rupees (Approx)
*All calculations are given in INR for understanding purpose.
Points to note:
- Raji can buy a Malaysian property with a very low down payment.
- Raji gets flexible payment options that can be paid in 4 years' time.
- Raji pays very minimum tax if she invests in Malaysia.
- Raji gets a minimum double monthly return in rental income that too is guaranteed.
Raji made her decision already J